2024 Idaho Individual ACA Plans
If you no longer qualify for Medicaid, it's easy to stay insured! Select Health offers both individual and family plans that can fit most budgets.
The Select Health Difference
We really are different, and it all boils down to you. Unlike other insurance plans, we really care about you and your health journey. We care about making sure our plans and perks and everything in between truly fit your needs. We listen, we adapt, we change—for you. We put our profits back into our plans—for you. We are nonprofit—for you. We align with the best healthcare providers throughout Idaho—for you. Our wellness perks and rewards aren’t an industry trend for us. Yep, you got it—they’re for you. Do you see a theme here?
Everything we do is for you. We care about you—truly. And that’s the Select Health Difference.
What is an ACA Plan?
Our traditional Individual and Family plans—also called Affordable Care Act (ACA) plans—offer comprehensive coverage for your medical and prescription needs. You will not be denied coverage based on prior health conditions and all plans offer coverage for essential health benefits, pre-existing conditions, and preventive services. And, if you qualify for a subsidy, you may save money on Select Health plans and benefits.
Benefits built for you
All Idaho Select Health Individual and Family plans include:
- $0 out-of-pocket costs for urgent care, primary care, mental health, and nutritional support virtual visits
- Wellness Rewards programs
- Preventive care at no additional cost
- Health and wellness discounts
- Member Advocates support to help you find doctors, make appointments, and understand services
- Rx Savings Solutions helps you find the lowest price for your medications
2024 Idaho Plan and Benefit Highlights
New Network Option
The Select Health Med network extends to Southeast Idaho in 2024, with access to high-quality facilities and providers in nine counties. The Med Network extends access to providers across Eastern Idaho and adds three facilities: Eastern Idaho Regional Medical Center - EIRMC, Mountain View hospital, and Idaho Falls Community Hospital.
Copay Plan
With our Individual Copay plans, you have access to a plan that has no deductible, predictable fixed costs for most services, and low-cost prescription drug coverage.
Silver Plans
If you’re eligible for a Cost-Share Reduction (CSR) through the Marketplace, this may be a good option for you. It offers all the benefits of a CSR (based on eligibility) at the lowest possible cost.
VIEW 2024 IDAHO PLAN DETAILS
Your shopping checklist
- ✓ Review network options and check for in-network providers
- ✓ Consider your total out-of-pocket costs, including your premium and anticipated portion for the cost of care
- ✓ Verify your subsidy eligibility
- ✓ Shop Plans!
Get financial help with subsidies
Save money on your plan with federal financial assistance, otherwise known as a subsidized health plan. Depending on your income and other criteria, you may qualify for an Advance Premium Tax Credit (APTC) or Cost-Share Reduction (CSR). And with the continued increase of subsidy eligibility for Americans in 2024, even if you didn’t qualify in previous years, you may qualify now!
Shop plans and enroll
Affordable Care Act plans are available to purchase via a Special Enrollment Period (SEP) such as Medicaid redetermination or during the normal annual Open Enrollment Period. Contact your agent, shop online, or call us at 800-816-4129.
Our Networks
For 2024 in Idaho we have expanded our network offerings to include four high-quality network options to that give our members choices to best fit their needs and budget. Review the network options below to understand what may be best for you.
Select Health SLHP
Provides access to St. Luke’s Health Partners (SLHP) providers and facilities.
Available to purchase for residents of Ada, Adams, Blaine, Boise, Camas, Canyon, Cassia, Custer, Elmore, Gem, Gooding, Jerome, Lemhi, Lincoln, Minidoka, Owyhee, Payette, Twin Falls, Valley, and Washington counties.
Select Health BrightPath
This network provides access to BrightPath providers and facilities in Eastern and Northern Idaho.
Available to purchase for residents of Bear Lake, Bingham, Bonneville, Franklin, Fremont, Jefferson, Kootenai, Madison, Oneida, and Teton counties.
Select Health SAHA
This network offering provides access to Saint Alphonsus Health Alliance (SAHA) providers and facilities in select counties in Southwest Idaho.
Available to purchase for residents of Ada, Boise, Canyon, Gem, Payette, and Washington Counties
Select Health Med
This brand new network offering provides access to providers and facilities in Southeast Idaho, Utah and the Select Health Med network in Nevada.
Available to purchase for residents of Bear Lake, Bingham, Bonneville, Franklin, Fremont, Jefferson, Madison, Oneida, and Teton counties.
Prescription Drug Benefits
Our Individual plans include coverage for prescriptions nationwide. Remember: your prescriptions cost less when you use an in-network pharmacy. And most preventive medications are covered before deductible on all HSA-Eligible plans.