Plan Cancellation
To terminate your plan follow the instructions below:
To terminate your:
Individual and Family policy:
If you enrolled directly through Select Health, you will need to fill out the Individual Plan Change Form found on the forms page and send it to us. Change Forms must be received before the 1st of the month you would like to terminate.
Idaho Individual and Family policy enrolled through Your Health Idaho:
You will need to request termination by contacting Your Health Idaho. Please note that all requests to terminate coverage must be made at least 14 days prior to the desired termination date. Please be aware that if your policy is cancelled and you have any unpaid premium balances, this will affect any future enrollment with us. All unpaid balances will need to be paid before you may enroll in the future. Please contact Your Health Idaho (YHI) at yourhealthidaho.org or 855-944-3246 weekdays, 8:00 a.m. to 5:00 p.m.
HealthCare.gov Individual and Family policy:
You will need to request termination by contacting healthcare.gov. Please be aware that if your policy is cancelled and you have any unpaid premium balances, this will affect any future enrollment with us. All unpaid balances will need to be paid before you may enroll in the future. Please contact the Federally Facilitated Marketplace (FFM) at healthcare.gov or by calling 800-318-2596. They are available 24 hours a day, seven days a week (closed Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day).
My Individual and Family policy is showing as terminated—how can I reinstate it?
Contact Select Health at 844-442-4106 to find out if you qualify for a reinstatement.
Retroactive Denials
What happens if my policy is canceled but I had claims pending?
If your policy is canceled, any claims submitted during the grace period or before the plan was canceled (when the member was not eligible) will be denied. Some exceptions apply for those with an advanced premium tax credit (e.g., APTC policies include a 90-day grace period. Claims submitted during the first 30 days of the grace period will be paid while claims submitted during the latter 60 days of the grace period will be pended during the grace period and denied if your policy is canceled for non-payment). You can prevent claims pending and retroactive denials by always paying your full premium. To learn more, login to your account and review your plan materials or contact member services with any questions.