2024 Utah Individual ACA Plans
If you no longer qualify for Medicaid, don't worry it's easy to stay insured! Select Health offers both individual and family plans which can fit most budgets, and applying is a snap. So, give us a call today and make sure you and your loved ones stay covered!
The Select Health Difference
We really are different, and it all boils down to you. Unlike other insurance plans, we really care about you and your health journey. We care about making sure our plans and perks and everything in between truly fit your needs. We listen, we adapt, we change—for you. We put our profits back into our plans—for you. We are nonprofit—for you. We align with the best healthcare providers, like Intermountain Health®—for you. Our wellness perks and rewards aren’t an industry trend for us. Yep, you got it—they’re for you. Do you see a theme here?
Everything we do is for you. We care about you—truly. And that’s the Select Health Difference.
What is an ACA Plan?
Our traditional Individual and Family plans—also called Affordable Care Act (ACA) plans—offer comprehensive coverage for your medical and prescription needs. You will not be denied coverage based on prior health conditions and all plans offer coverage for essential health benefits, pre-existing conditions, and preventive services. And, if you qualify for a subsidy, you may save money on Select Health plans and benefits. In Utah, we also offer high-quality dental plan options.
Benefits built for you
All Utah Select Health Individual and Family plans include:
- $0 out-of-pocket costs for urgent care, primary care, mental health, and nutritional support virtual visits
- Wellness Rewards programs
- Preventive care at no additional cost
- Health and wellness discounts
- Member Advocates support to help you find doctors, make appointments, and understand services
2024 Utah Plan and Benefit Highlights
Copay Plan
A plan option with predictable costs and easy-to-understand benefit designs. If you like simple, this is the plan for you.
Lowest-Cost Silver Plan
If you’re eligible for a Cost-Share Reduction (CSR) through the Marketplace, this may be a good option for you. It offers all the benefits of a CSR (based on eligibility) at the lowest possible cost.
Your shopping checklist
- ✓ Review network options and check for in-network providers
- ✓ Consider your total out-of-pocket costs, including your premium and anticipated portion for the cost of care
- ✓ Determine dental needs
- ✓ Verify your subsidy eligibility
- ✓ Shop plans!
Get financial help with subsidies
Save money on your plan with federal financial assistance, otherwise known as a subsidized health plan. Depending on your income and other criteria, you may qualify for an Advance Premium Tax Credit (APTC) or Cost-Share Reduction (CSR). And with the continued increase of subsidy eligibility for Americans in 2024, even if you didn’t qualify in previous years, you may qualify now!
Shop plans and enroll
Affordable Care Act plans are available to purchase via a Special Enrollment Period (SEP) such as Medicaid redetermination or during the normal annual Open Enrollment Period. Contact your agent, shop online, or call us at 800-816-4129.
Our Networks
For 2024 in Utah we have three high-quality network options to continue to give our members choices that best fit their needs and budget. Review the network options below to understand what may be best for you.
Dental Benefits
In Utah, Select Health members have the option to buy a Select Health dental plan alongside their Select Health medical coverage. These comprehensive dental plans offer access to hundreds of providers throughout the state.
Prescription Drug Benefits
Our Individual plans include coverage for prescriptions nationwide. Remember: your prescriptions cost less when you use an in-network pharmacy. And most preventive medications are covered before deductible on all HSA-Eligible plans.