Kroger Grocery Benefit FAQs

Members with a qualifying chronic condition on a Select Health Medicare + Kroger plan receive a monthly allowance on their Benefits Mastercard® Prepaid Card to purchase healthy groceries.

Examples of approved healthy groceries include:

  • Fresh fruits: apples, bananas, grapes, oranges.
  • Vegetables: broccoli, carrots, spinach, bell peppers.
  • Breads and whole grains: whole wheat bread, brown rice, quinoa, pasta.
  • Proteins: chicken breast, ground turkey, eggs, canned beans.
  • Dairy: milk, yogurt, cheese.
  • Snacks: nuts, granola bars, popcorn.
  • Pantry essentials: olive oil, pasta sauce, spices.
  • Beverages: herbal tea, coffee, fruit juice.

Note: Alcohol, tobacco, and non-food items are not covered.

If enrolled in a Select Health Medicare + Kroger (HMO) plan, you can use your grocery benefit at Kroger-affiliated grocery stores nationwide, including Smith's, Fred Meyer, King Soopers, and City Market. Groceries can only be purchased at physical Kroger-affiliated stores and not online.

To find an approved retail location near you, visit selecthealth.nationsbenefits.com, download the BenefitsPro app, or call NationsBenefits at 833-878-0232 (TTY:711).

Members on Kroger plans will have a monthly allowance expiring on the last day of the month at 10 pm MST/ 9 pm PST. Kroger Grocery benefit funds do not roll over, so you have until the end of the month to use them. New funds will be available on the first day of the new month.

View and manage your Grocery spending allowance by:

Once you notify us that you have an eligible chronic condition, we will do the following to verify that chronic condition:

  • We will attempt to verify the condition by reviewing claims received within the last year.
  • Select Health will fax and call your provider to confirm chronic condition.
  • If we are not able to confirm your condition, we will notify you via letter that we were unsuccessful in our verification.

Once Select Health has confirmation of your condition, we will unlock the grocery portion of the monthly benefit available to use on your Benefits Mastercard® Prepaid Card.

  • If the condition is confirmed before your effective date on the plan, your grocery benefit will be unlocked on the first day of your coverage.
  • If the condition is confirmed after your effective date but by the 20th of the month, your grocery benefit will be unlocked for the current month.
  • If the condition is confirmed after your effective date and after the 20th of the month, your grocery benefit will be unlocked the first of the following month.

Get verified.

Start the verification process by completing this form.
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